Smoky Mountains Real Estate Search

Loan Documents Needed from Borrowers

The following items are needed to submit the loan to underwriting:

For All Applicants

  • Copy of Driver’s License and Social Security Card

  • Last sixty (60) days of Asset Statements being used for qualification.  

  • Checking, Savings, 401-K Statements

  • Large non-payroll deposits (greater than 2% of the sales price) must be explained and possibly sourced

  • Copy of cleared Earnest Money Check

  • Cash is not allowed to be used towards the purchase of the home

  • Your street address, or addresses for the last two (2) years

  • If you rent, your landlord’s name, address and phone number

  • If you own, a copy of your mortgage statement.  If you do not have a mortgage on your home, a copy of your home owner’s insurance and property taxes.

  • If you own rental property, a copy of the mortgage statement.   If you do not have a mortgage on your home, a copy of your home owner’s insurance and property taxes.

  • Previous two (2) years tax returns, including all schedules, all pages

W-2 Paid Employment

  • Employment Information for all employers for the past two (2) years

  • Previous two (2) years W-2 statements

  • Name, phone number and contact information for Human Resources or Payroll Department

  • Last thirty (30) days of paystubs

Self Employed

  • More than 25% owner, 2 years business tax returns, all schedules, all pages

  • More than 25% owner, 2 months of business bank statements, all pages

  • Less than 25% owner, K-1

  • YTD Profit and Loss Statement

  • Last two (2) years of 1099’s

If Retired

  • Social Security Awards Letter

  • Retirement Awards Letter

  • Most recent two (2) years 1099’s

If Applicable

  • Divorce Decree, Marital Dissolution, Parenting Plan (which spells out Child Support/Custody Agreement)

  • Military Discharge Papers (DD214)

  • Bankruptcy papers and Discharge Letter, all pages

The above items are for the underwriter’s conditional approval.  Further documentation may be required.

 

Search for your next dream home

$799,000
3 Beds ⋅ 4 Baths ⋅ 1355103 MLS ⋅ COMING SOON - NO SHOWINGS Status
Brand New Luxury Construction in Maryviile! Only 18 minutes to TYS Airport. This exceptional custom built home combines thoughtful design, high end finishes, and an abundance of space in a peaceful setting with beautiful seasonal mountain views. From the moment you step inside this one of a kind home, you will appreciate the attention to detail and quality craftsmanship throughout this home. Designed with both everyday living and entertainment in mind, the home features 2 spacious primary suites-one conveniently located on the main level and another on the 2nd floor-offering incredible flexibility for multigenerational living, guests, or simply creating your own private retreat. The main level primary suite features a luxurious bathroom complete with a beautiful stand alone tub, and custom frameless glass shower doors, creating a relaxing spa line atmosphere. The heart of the home is the custom designed kitchen featuring a high end appliance package, abundant cabinetry, and not one, but 2 walk in pantries, providing exceptional storage and functionality. Luxury Vinyl plank flooring flows through out the home, offering durability and ease of maintenance ideal for everyday life. Every bedroom offers a spacious walk in closet, while an additional storage room upstairs provides even more space to keep everything put away and organized. The 4th room offers incredible versatility and can easily function as a home office, study, guest room, or additional bedroom if needed. This home is truly designed to accommodate you today while giving you plenty of space to grow for years to come. This is luxury living at its best with the space and flexibility you've been looking for.

3504 Davis Ford Rd, Maryville
$895,000
4 Beds ⋅ 3 Baths ⋅ 1355101 MLS ⋅ COMING SOON - NO SHOWINGS Status
Fully renovated 4 bedroom 3 bath home with 9 foot ceilings on the Main level. The home features brand new windows throughout. The renovations reach every part of the home; floors, baths, walls, windows, doors, nothing was left out by the current owners. On the main you will find a gourmet kitchen with all new cabinets, professional stainless steel appliances and leathered granite countertops. The kitchen peninsula has counter seating and opens to a beautiful family room with wood burning fireplace and includes a hardwood back staircase. A full bedroom and full bath is also on the main level along with the laundry room. Finishing out the main is both a breakfast area and a formal dining room, a Living room or office, and a 2 car garage. Going out the back door you enter your own tranquil private backyard with a large covered porch and fully fenced backyard. Upstairs there is a mammoth Master suite with an attached spa style master bathroom featuring heated tile floors and oversized walk in closet. There are 2 more bedrooms upstairs and an incredible second bathroom as well as an oversized bonus room. In the heated and cooled basement you will find 1090 square feet of flexible space. Spilt into 2 large rooms one room has both windows and a sliding glass door to the fence backyard. Two large walk-in closet finish off the basement space. The house offers incredible views of the great smoky mountains from the front and is zoned all Farragut schools. Neighborhood amenities include a recreation center with a salt water competition pool, a children's pool, restrooms, a pavilion, 2 full size tennis courts that also serve as 4 pickleball courts, and a playground.

11033 Crosswind Drive, Knoxville
$995,000
3 Beds ⋅ 4 Baths ⋅ 712968 MLS ⋅ ACTIVE Status
The Tennessee Dream in one beautiful and complete package - and NO HOA! This 5+ acre new build welcomes you home with a wide front porch. You'll be lured inside with expansive windows that let you capture woodland and meadow views that are part of your private acreage retreat. The high ceilings and cozy fireplace make the expansive great room the ultimate in flexibility, ranging from quiet morning coffee to full-scale entertaining. The Cook's Kitchen is a masterpiece of beauty and efficiency with a large six-burner gas range, quartz countertops and stunning tile backsplash - but that isn't the full story of this amazing kitchen. The pantry isn't just for storage - it is a fully finished space featuring long workspace countertops, gorgeous cabinetry, appliance storage, and an additional refrigerator/freezer. The pantry is flooded with natural light with a window looking out to the view. The back porch is MASSIVE and features gorgeous woodwork and continues the home's high ceilings to make outdoor living easy. Back inside, the large Master Bedroom features two separate walk-in closets, one of which opens up to a huge laundry room where the home's beautiful cabinetry continues. There is plenty of counterspace for folding and the washer and dryer convey with the sale. Also on the main floor is a large guest bedroom with an en-suite bath. The downstairs can function as a fully separate living quarters and features large windows and French doors capturing the same views as those seen upstairs. This level also has a kitchenette, a large living space, an office space, ample storage, and a full bath. There is also a full dedicated gym space. That still isn't all this property has to offer - also on the property are a large chicken coop, complete with a protected outdoor run. There is a 60' X 60' high bay pole barn, a 25' X 30' insulated detached two bay garage that has two run-ins that are 10' X 25' each. Another 30' X 60' barn has a 30' X 30' enclosed space with a 30' X 30' covered storage / work area. And if you would like a little more elbow room or would like to build a family compound there is another 2+ acre parcel available for sale. Call today for more details and a video link to the property.

3830 Copper Ridge Road, Morristown
$360,000
3 Beds ⋅ 2 Baths ⋅ 1355100 MLS ⋅ ACTIVE Status
Completely remodeled in 2024, this 3-bedroom, 2-bathroom home offers a balance of secluded country living and modern convenience. The property features a long, private driveway leading to mostly wooded acreage with a cleared yard immediately surrounding the home. Relax or entertain on the spacious, front covered deck. A detached 25' x 29' workshop/barn fully equipped with electricity--ideal for hobbies, trade work, or extra storage. 2024 remodel/updates include; roof, windows, flooring throughout, back deck, well head, HVAC and kitchen appliances. Conveniently situated just off Hwy 411, you are minutes from historic downtown Dandridge and local shopping in Newport, quick access to I-40 and ease of commute to Sevierville and the Great Smoky Mountains. *** DISCLAIMER*** A few edited photos have been included to give a better idea of certain spaces. Such photos are labeled ''edited'' and accompany the original photo.

2485 McGaha Hollow Rd, Dandridge
$319,900
2 Beds ⋅ 2 Baths ⋅ 313772 MLS ⋅ ACTIVE Status
Turn-key investment opportunity in the heart of Gatlinburg! This 2-bedroom, 2-bath contemporary condo offers a sought after (open balcony) corner unit with beautiful views of downtown Gatlinburg, mountain range in the background, just a short walk to downtown, offering unbeatable convenience and strong rental demand. With nearly 800 square feet, the open-concept layout features a cozy stacked-stone fireplace, spacious dining area, and a fully equipped kitchen--perfect for maximizing guest satisfaction and repeat bookings. Each bedroom includes its own private bath, providing ideal accommodations for guests and enhancing rental appeal. Step onto the private covered balcony overlooking the community pool, hot tub, and downtown Gatlinburg with mountain views--an amenity guests actively seek when booking. Located in a professionally managed complex with a community pool, this property is positioned for both ease of ownership and consistent performance. Just minutes from the Great Smoky Mountains National Park, Ober Gatlinburg, and top attractions, this location keeps occupancy rates strong year-round. Proven income potential--similar units on the same floor are generating high $30's mid $40's in annual gross rental income. Whether you're looking to expand your portfolio, secure a high-demand vacation rental, or own a personal getaway that pays for itself, this condo checks every box. Opportunities this close to downtown with this level of performance don't last--schedule your showing today.

102 Baskins Creek Bypass, Gatlinburg
$859,000
3 Beds ⋅ 3 Baths ⋅ 1355099 MLS ⋅ ACTIVE Status
This property includes two separate revenue-generating cabins and an entertainment barn on one property in a location perfectly situated between the Dollywood, Pigeon Forge areas and Gatlinburg and the Great Smoky Mountains National Park, and both cabins have received hundreds of top-rated reviews from guests. Creekside Cabin is a 2-bedroom, 1.5-bath cabin featuring a queen primary bedroom and a queen-over-queen bunk room, along with two floor mattresses that provide additional flexibility for guests. Amenities include a recreation basement with arcade games, hot tub in a separate, private gazebo, fire pit, connected lighting and thermostat controls, high-speed internet, and multiple creekside gathering areas. The HVAC system and water heater are both relatively new, and the furniture is updated throughout. The kitchen has granite countertops and is equipped with both standard and K-Cup coffee makers, as well as other standard countertop appliances. And there is also plenty of space to park several vehicles on a relatively level driveway. Creekside Cottage is a separate 1-bedroom, 1-bath retreat featuring a king-size bedroom, covered hot tub, covered porch overlooking the creek, outdoor dining area, fire pit, connected outdoor lighting, and recent upgrades, including a brand-new HVAC system and a tankless propane water heater. Two floor mattresses provide additional flexibility for family and guest accommodations. The cottage also has access to the creekside gathering areas and has a very large level parking lot. Creekside Barn is at the heart of the property and is a 19' x 42' screened-in recreational space featuring a pool table, foosball table, mini putt-putt course, cornhole, ladder golf, and climbing wall. The structure also includes electricity, water service, and existing sewer connections, creating flexibility for a variety of future uses including additional guest accommodations, outdoor kitchen, etc., subject to buyer approvals and permitting requirements. Guests have enjoyed the soothing sound of the creek from porches, hot tubs, picnic areas, and fire pits throughout the property. Unlike many Smoky Mountain properties that rely primarily on distant mountain views, this property combines year-round creek frontage, easy accessibility, and dedicated recreation amenities in one highly desirable location. Additional features include over 350 feet of creek frontage, high-speed internet, two wells serving the property, two septic systems, metal roofing, ample parking, and approximately 2.2 acres of land. The land also encompasses a high mountain ridge currently inaccessible but could potentially provide additional development opportunities, subject to access improvements and buyer due diligence. All furnishings, décor, electronics, games, hot tubs, appliances, and operational equipment convey with the sale. Historical booking information, hundreds of guest reviews, and additional property details are available.

402 King Branch Rd, Sevierville
$334,900
3 Beds ⋅ 2 Baths ⋅ 1355098 MLS ⋅ ACTIVE Status
Move in ready with all one level living, this well maintained home offers exceptional value in an unbeatable Maryville location. Enjoy NO HOA, COUNTY taxes ONLY, and a spacious, fully fenced backyard that is perfect for pets, entertaining, gardening, or simply relaxing outdoors. Conveniently located just minutes from shopping, dining, and everyday amenities, this home is only 6 miles from McGhee Tyson Airport and close to the Amazon distribution center, making travel and quick deliveries even more convenient. Enjoy easy access to some of East Tennessee's most popular destinations, including Townsend just 30 minutes away and the Great Smoky Mountains National Park, Pigeon Forge, and Gatlinburg all within an hour. If you are looking for a move in ready home in a fantastic location, this one is ready to welcome you!

1910 Five Oaks Lane, Maryville
$899,000
3 Beds ⋅ 3 Baths ⋅ 712967 MLS ⋅ ACTIVE Status
LIVE ON TOP OF THE SMOKY MOUNTAINS! This immaculate home is nestled in beautiful Cosby and offers approximately 3,000 square feet of finished living space with 1,500 square feet on each level. The main level features 3 bedrooms, 2 full bathrooms, a spacious living area, and a beautiful kitchen complete with granite countertops, soft-close cabinets, and a large granite island. You will love the breathtaking mountain views that stretch from the living room all the way to the primary bedroom, giving you the opportunity to wake up to the beauty of the Smoky Mountains and enjoy the abundant wildlife surrounding the property. The full finished basement provides additional living space with 2 bonus rooms and another full bathroom. Both levels feature patio doors, allowing easy access to enjoy the views and outdoor surroundings from either level. With plenty of room for family and guests, this home offers flexibility for a variety of uses. Conveniently located just minutes from Newport and approximately 20 minutes from Gatlinburg. Whether you are looking for a primary residence, second home, or investment property, this Cosby home is one you will want to see! Call today to schedule your showing.

2714 Cayanne Road, Newport
$410,000
4 Beds ⋅ 3 Baths ⋅ 1355097 MLS ⋅ COMING SOON - NO SHOWINGS Status
Built in 2022, this beautifully maintained 4-bedroom, 3-bath home offers modern construction, thoughtful design, and true move-in-ready convenience in a fantastic location. Natural hardwood floors throughout the main level are a standout feature, adding warmth and character to the home's open and inviting living spaces. The main level features a spacious primary bedroom with a private ensuite bathroom, along with a second bedroom and an additional full bathroom. The eat-in kitchen provides a comfortable space for everyday meals, while a separate laundry room adds convenience and functionality. Upstairs, you'll find two generously sized bedrooms, each offering massive walk-in closets, along with a third full bathroom. With two separate air systems, the home provides independent climate control for the main and upper levels, allowing for comfortable temperatures throughout the home. Outside, enjoy a fully fenced backyard offering privacy and plenty of room to relax or entertain. A back deck provides the perfect spot for outdoor gatherings, while the attached single-car garage adds valuable storage and parking convenience. Centrally located in the heart of Athens, this home is just minutes from shopping, schools, medical providers, and everyday amenities. With its newer construction, spacious floor plan, beautiful hardwood floors, fenced backyard, and excellent location, 1503 Richardson Street is ready for its next owners to simply move in and enjoy!

1503 Richardson St, Athens
$350,000
3 Beds ⋅ 3 Baths ⋅ 1355096 MLS ⋅ ACTIVE Status
This all-brick colonial split-foyer is ready for someone with vision to make it shine. Offering solid construction, a classic layout, and a partially finished basement, this home provides a strong foundation for updates and personalization. The upper level features traditional living and dining spaces along with three bedrooms, while the lower level offers flexible space for a future den, office, or recreation room. A 2-car garage adds convenience and storage. With great bones and plenty of potential, this property is an ideal opportunity to create the home you've imagined.

1208 Scenic Hill Drive, Louisville
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Equal Housing Opportunity. All information contained herein deemed reliable but not guaranteed. Buyers should personally verify all information. All content Copyright 1998-2026 Great Smoky Mountains Association of Realtors. All rights reserved. Last updated .