Smoky Mountains Real Estate Search

Loan Documents Needed from Borrowers

The following items are needed to submit the loan to underwriting:

For All Applicants

  • Copy of Driver’s License and Social Security Card

  • Last sixty (60) days of Asset Statements being used for qualification.  

  • Checking, Savings, 401-K Statements

  • Large non-payroll deposits (greater than 2% of the sales price) must be explained and possibly sourced

  • Copy of cleared Earnest Money Check

  • Cash is not allowed to be used towards the purchase of the home

  • Your street address, or addresses for the last two (2) years

  • If you rent, your landlord’s name, address and phone number

  • If you own, a copy of your mortgage statement.  If you do not have a mortgage on your home, a copy of your home owner’s insurance and property taxes.

  • If you own rental property, a copy of the mortgage statement.   If you do not have a mortgage on your home, a copy of your home owner’s insurance and property taxes.

  • Previous two (2) years tax returns, including all schedules, all pages

W-2 Paid Employment

  • Employment Information for all employers for the past two (2) years

  • Previous two (2) years W-2 statements

  • Name, phone number and contact information for Human Resources or Payroll Department

  • Last thirty (30) days of paystubs

Self Employed

  • More than 25% owner, 2 years business tax returns, all schedules, all pages

  • More than 25% owner, 2 months of business bank statements, all pages

  • Less than 25% owner, K-1

  • YTD Profit and Loss Statement

  • Last two (2) years of 1099’s

If Retired

  • Social Security Awards Letter

  • Retirement Awards Letter

  • Most recent two (2) years 1099’s

If Applicable

  • Divorce Decree, Marital Dissolution, Parenting Plan (which spells out Child Support/Custody Agreement)

  • Military Discharge Papers (DD214)

  • Bankruptcy papers and Discharge Letter, all pages

The above items are for the underwriter’s conditional approval.  Further documentation may be required.

 

Search for your next dream home

$284,500
3 Beds ⋅ 2 Baths ⋅ 1349613 MLS ⋅ ACTIVE Status
Welcome to Cane Creek Farms. A new community situated on 60 acres w/ a quiet country setting, dog park, pavilion area, & convenient to town + I-40. Each home offers energy efficient features, a 10x12 storage building, trex decking, & oversized concrete driveways. The Cheyenne model is on .90 acres & offers open concept living w/ split floor plan, a spacious island, ss appliances, & a spacious laundry area w/ extra cabinetry, folding area, + sink. The primary suite offers a walk-in closet, dbl vanities, & a large walk-in shower. Each property was built with you in mind! 1yr Claytons Warranty provided.

1700 Anna Maria Lane, Cookeville
$309,999
3 Beds ⋅ 1 Baths ⋅ 1349612 MLS ⋅ ACTIVE Status
Incredible value, move in ready with room to grow, and price to sell. This beautifully maintained home offers an exceptional combination of comfort, quality, and future potential. Don't miss this incredible opportunity to own a beautiful home at an unbeatable price! This well maintained, property has been lovingly cared for and is in excellent condition, offering peace of mind from day one. Inside you will find comfortable living spaces and thoughtful upgrades throughout, making it the perfect place to call home. Outside, the expansive yard provides endless possibilities for entertaining, gardening or simply enjoying the outdoors. Looking for room to grow? This property offers amazing potential to add additional bedrooms and a bathroom, allowing you to customize the home to fit your future needs while adding even more value. With its affordable price, excellent condition, numerous upgrades and outstanding potential, this home is a rare find. Schedule your showing today before this opportunity in gone! Upgrades, new floors, updated kitchen new backsplash, full bathroom remodel, new plumbing, updated electrical, new paint inside and outside, newer windows, new baseboards, new front door, complete garage remodel (new drywall, new electrical garage door)

1717 Jefferson Ave, Maryville
$179,900
3 Beds ⋅ 2 Baths ⋅ 712344 MLS ⋅ ACTIVE Status
PERFECT INVESTMENT WITH A HOME ON 2 ACRES. BRING YOUR HORSES . THIS FENCED IN PROPERTY HAS ROOM FOR YOUR ANIMALS. THE 2 ACRES CAN BE DIVIDED FOR A SPARE LOT TO BUILD OR SELL.

2185 Lynx Road, New Market
$450,000
2 Beds ⋅ 2 Baths ⋅ 1349611 MLS ⋅ ACTIVE Status
Enjoy peaceful mountain views, easy roads, and a prime location just minutes from Sevierville, Pigeon Forge, the Great Smoky Mountains National Park, and only 4 miles from Soaky Mountain Waterpark. This 2-bedroom, 2-bath cabin features both bedrooms conveniently located on the main level, along with a cozy living room with a gas fireplace and a fully equipped kitchen and dining area. Upstairs, the spacious open loft provides additional sleeping accommodations and a fun game area with a pool table, making it the perfect space for entertaining family and guests. Relax on two private decks surrounded by nature and take in the peaceful wooded setting. Eagle Springs Resort also offers a community pool, making this an ideal personal retreat or short-term rental investment just 8 miles from the Pigeon Forge Parkway.

2123 Wingspan Drive, Sevierville
$379,000
3 Beds ⋅ 2 Baths ⋅ 712345 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 3-bedroom, 2-bath ranch home on 0.69 of an acre in Newport, Tennessee. Built in 2016, this move-in-ready home offers approximately 1,380 square feet of comfortable living space, a 2-car attached garage, and mountain views from both the covered front and back porches. Inside, you'll find an inviting open floor plan featuring a spacious living room with natural gas log fireplace, creating a warm and cozy gathering space. The kitchen is equipped with a natural gas stove, ample cabinetry, and all appliances convey, making this home truly move-in ready. High-speed Spectrum cable and internet provide excellent connectivity for remote work, streaming, or online learning. Step outside and enjoy your own private backyard retreat. The built-in fenced swimming pool is perfect for cooling off on warm summer days, while the hot tub offers year-round relaxation. A detached storage shed provides additional storage, and a converted outbuilding creates the ultimate entertainment space with air conditioning, electricity, an electric fireplace, and TV. Just outside, the deck with the hot tub is the perfect place to unwind while taking in the peaceful East Tennessee scenery. Located in the foothills of the Great Smoky Mountains, Newport offers the best of small-town living with convenient access to outdoor recreation. Enjoy nearby Cherokee National Forest, Douglas Lake, and the French Broad River for boating, fishing, hiking, and kayaking. The home is also within easy driving distance of Gatlinburg, Pigeon Forge, Sevierville, Morristown, and Knoxville, giving you access to shopping, dining, entertainment, and medical facilities while enjoying the beauty and tranquility of Cocke County. Whether you're looking for a full-time residence, retirement home, or a peaceful mountain retreat, this well-maintained property offers the perfect combination of comfort, outdoor living, modern conveniences, and East Tennessee charm. Some photos have been digitally enhanced.

253 Ramblin Road, Newport
$549,000
3 Beds ⋅ 2 Baths ⋅ 1349610 MLS ⋅ ACTIVE Status
Luxury New Construction with Peaceful Water Views in Catoosa Ridge. Welcome to this beautifully crafted new construction home in the desirable Catoosa Ridge subdivision of Crossville, where timeless design, quality craftsmanship, and peaceful surroundings come together. Situated on 0.84 acres, this stunning 3 bedroom, 2 bath residence offers approximately 2,000 square feet of thoughtfully designed living space with upscale finishes and attention to detail throughout. From the moment you arrive, you'll be welcomed by a spacious covered front porch featuring warm tongue-and-groove ceilings, cedar-stained posts, and an eye catching custom entry door. It's the perfect place to start your day with a cup of coffee. Inside, the semi open concept floor plan creates an inviting atmosphere that's ideal for both everyday living and entertaining. The living room is centered around a dramatic floor-to-ceiling stone gas fireplace complete with a built in media niche, while luxury vinyl plank flooring flows seamlessly throughout the home other than the kitchen and guest bath which feature vinyl tile. Tiffany inspired stained glass accents and vintage style lighting add warmth and character, creating a space that feels both elegant and welcoming. The heart of the home is the beautifully appointed kitchen, where style meets function. Quartz countertops, custom shaker style soft-close cabinetry, stainless steel appliances, a gas range with a designer vent hood, and generous prep space make this kitchen a dream for any home chef. The large kitchen windows flood the kitchen with natural light and frame picturesque water view. This turns everyday moments, like washing dishes or cooking, into something special. The private primary suite was designed with comfort in mind, offering a built-in coffee bar for slow mornings and a spa-inspired ensuite featuring a tiled walk-in shower, double vanity, and spacious walk-in closet. Built for efficiency as well as beauty, this home includes a tankless water heater, whole-house water filtration system, encapsulated crawlspace, a mixture of composite siding and brick with an architectural shingle roof, providing peace of mind and low-maintenance living for years to come. The three car garage is finished with a professionally coated epoxy floor, adding both durability and a polished touch. The builder would like to note that there is potential to build a detached garage on the property as well. Offering the perfect balance of luxury, comfort, and everyday functionality, this exceptional new construction is ready to welcome you home. *****Buyer to verify all information before making an informed offer. Builder is offer a 1 year builders warranty. THIS IS A NEW CONSTRUCTION TAXES ARE TBD.***********

427 Bluff View Lp, Crossville
$271,929
3 Beds ⋅ 2 Baths ⋅ 1349609 MLS ⋅ ACTIVE Status
Welcome to Cane Creek Farms. A new community situated on 60 acres with a quiet country setting, dog park, pavilion area, & convenient to town + I-40. Each home offers energy efficient features, a 10x12 storage building, trex decking, & oversized concrete driveways. The Washington is on .95 acres offering open concept living w/ split floor plan, a large island, ss appliances, a pantry, & a spacious laundry/mudroom. The primary suite offers a walk-in closet, dbl vanities + tiled walk-in shower & soaking tub. Each property was built with you in mind! 1yr Claytons Warranty.

1760 Anna Maria Lane, Cookeville
$280,000
3 Beds ⋅ 2 Baths ⋅ 1349608 MLS ⋅ ACTIVE Status
This charming 3-bedroom, 1.5-bath all-brick ranch is located in the desirable Halls area and offers incredible potential. Featuring a 2-car garage and solid construction, this home has great bones and is ready for your personal updates and TLC. Step into the spacious living room, where you'll find a large picture window that fills the space with natural light, a cozy wood-burning fireplace, and built-in shelving on either side. The home also features an open, updated kitchen with granite countertops, stainless steel appliances, and plenty of cabinet space. The main bathroom was renovated approximately five years ago, along with the kitchen updates. Outside, you'll enjoy a level, generously sized yard that's perfect for entertaining, gardening, or play. This home is being sold as-is, making it an excellent opportunity for buyers looking to add their own finishing touches while building equity.

7605 Ogg Rd, Knoxville
$839,000
5 Beds ⋅ 5 Baths ⋅ 1349607 MLS ⋅ COMING SOON - NO SHOWINGS Status
Welcome to this stunning home featuring sleek, modern finishes and thoughtful upgrades throughout. Step inside to discover a beautifully designed interior with an inviting open layout, abundant natural light, and a spacious kitchen complete with ample cabinetry, a large island, and plenty of room for gathering and entertaining. The generously sized bedrooms provide comfort and flexibility, while the spa-inspired primary suite offers a relaxing retreat with a large walk-in shower and separate soaking tub. The living room features a built-in entertainment center, creating the perfect space for cozy evenings at home. Enjoy outdoor living from the covered patio overlooking the large backyard, complete with a privacy fence, leveled rubber-mulched playset area, and a large playset that is only one year old. This home is filled with modern conveniences, including Delta matte black plumbing fixtures, motorized remote-controlled window shades, Smart Nest thermostats, Smart LG laundry machines, an electric vehicle charging outlet in the garage, and app-controlled Govee LED permanent lighting. Combining style, comfort, and smart-home features, this exceptional home offers a welcoming space designed for today's lifestyle.

1435 Ridge Climber Rd, Knoxville
$464,900
2 Beds ⋅ 2 Baths ⋅ 712343 MLS ⋅ ACTIVE Status
Unique opportunity to purchase a turnkey, ready-to-go, vacation rental property with views and access to Cherokee Lake. The home was purchased by the current owners as a remodeling project with the goal of using it as an income producing short-term rental. With other ongoing projects, the sellers have decided to put the home on the market as the remodeling wraps up. The home has never been occupied by any renters. HOWEVER, the home does not need to be used as a rental. It can be the new owner's primary residence. It can be the new owners' vacation get-away. Or it can be used as a vacation rental. Your choice. The property is in a tucked away, private community. Sitting on a desirable double corner lot, the home is not lakefront, but the lake is immediately in front of the home, providing excellent views of Cherokee Lake. The covered deck, which faces Cherokee Lake, provides plenty of sitting area, enhancing the views. The home has access to high-speed fiber internet, cable, public water (not a well!) and there is no HOA. A residents-only boat ramp is directly across the street for easy access to launch your boat, jet ski, kayak, or floats. Or simply stroll a few steps to the lake and do some fishing. A shed conveys, for storing gardening tools or lake equipment. There is also a one-car garage which could be used to store a boat or as a workshop. As mentioned earlier, the home has been extensively remodeled. Here is an abbreviated list of some of the new features: Plumbing updated to PEX pipe throughout. Updated wiring with new LED ceiling light fixtures. New ceiling fans inside and new outdoor ceiling fan on porch. New waterproof LVP flooring in living room, bedrooms, and downstairs. New ceramic tile flooring in kitchen, both bathrooms, and laundry room. New sheetrock in living room, kitchen, and both bathrooms. New shiplap siding on two living room walls, one kitchen wall, upstairs bathroom, and on a downstairs wall. New kitchen countertops. New kitchen sink and faucet. Painted cabinets, with new cabinet hardware in kitchen. Painted cabinet, and new hardware in upstairs bathroom. Two new walk-in showers with ceramic tiles and new shower faucets. Updated six-panel doors with new hardware and passage locks throughout. New stair-treads, railings, and balusters. Brand new, never used, furniture and table lamps have been added to the living room and bedrooms (the furniture tags are still attached). Televisions which were going to be added to the bedrooms and living spaces are still in their boxes. No need to purchase anything, simply move in and enjoy. As a plus, the roof, windows, and HVAC are less than nine years old. In fact, the HVAC was recently serviced and the coil replaced. There are two bedrooms upstairs and a full-size bathroom. The living room has a sleeper sofa. The basement has another full-size bathroom as well as another sleeper sofa. The main level and the basement have their own individual driveways and entrances. This gives you the opportunity to have two sets of renters at the same time. Or use one part of the home and rent the other. As of now, the home has sleeping arrangements for eight guests. Set up a bunk bed or two and this will easily increase the capacity to 10-12. While short-term rentals are common in Gatlinburg, they are less prevalent on Cherokee Lake. With weekenders, fishing tournament participants, and vacationers, desiring to stay close to Cherokee Lake, rental opportunities abound. Enjoy this home year-round, rent it part-time, or keep it as your own vacation retreat. With its many possibilities and an attractive list price, the choice is yours. It's time to live the Cherokee Lake Life!

120 Pine Fork Road, Rutledge
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Equal Housing Opportunity. All information contained herein deemed reliable but not guaranteed. Buyers should personally verify all information. All content Copyright 1998-2026 Great Smoky Mountains Association of Realtors. All rights reserved. Last updated .