Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different! Determining the right location, the number of bedrooms or bathrooms needed, and what the outdoor space resembles, are the easier things. However, there are many other factors to think about in your home search. From your initial search to the moment you get the keys to your new home, we will be there, guiding you through the process. We can even help connect you with mortgage professionals to get the best rates.
As local experts, we can help educate you on the different neighborhoods, schools, and other local community amenities that suit your lifestyle.
Home Buying Can Be Easy
As your buying agents, we can help streamline the process of buying a home and make it easier for you. We’ve aligned ourselves with the top professionals in the industry, and once an offer has been accepted, we will personally help facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies, home inspectors, and home warranty companies we will provide you with the best service possible!
Buying a home, a condo and land might be a new adventure for you. It might be something your experienced at. Either way, buying can be complicated, and with lots of paperwork. The moving pieces of the puzzle to bring everyone to the end result is extensive. You will start out with your agent and lender, but along the way, you will be introduced to the title company and their employees, home inspector and termite inspector, and a few others depending on the type of transaction you have entered into. All of these individuals are professionals in their own field and here to help you. You will always have questions and there will be someone there to answer them.
Please feel free to download the full version below by clicking on the link.
The worksheet below is just a handy way of really sitting down and looking at your income verses expenses before talking with a lender. The other great thing about this, is it may help you understand what you can and can not afford before making that first contact with a REALTOR. Knowing is power. It gives you power to buy and power on what you will be able to negotiate.
Our current market status is a sellers market. Buyers must be aware of this and be prepared to make an offer. Showing homes that someone can not afford is a real bummer. They usually have everything that a buyer could ever dream of, and if you fall in love with it and the Lender says you cant afford it, the entire process turns into a sour time of life. Know what you can afford and see things that you can afford. Going about seeing homes in this fashion, will surely have an end result of home ownership!
Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!
Considering selling or refinancing your home? Get an INSTANT property valuation now!
Contact us today to find out how we can be of assistance to you!
NMLS # 187614
E-mail:Billy.Phillips@gatewayloan.com
Phone: (865) 282-4940
Fax: (865) 282-4953
Cell: (865) 924-8378